Free Money

     Seems like no Matter how hard I work and how much money I make I can never save up much of a nest egg.  I blogged earlier about how I figured out how to outsmart my Gambling Habbit /blogfinding-ways-to-improve-on-an-amazing-life.html see ("why I like my sears card")  Well that helped a lot but although I stopped myself from going deeper into debt from Gambling  I still  could never seem to get ahead.  Then I found out about the 401K  program the company I work for has.  How it works is I put in a percentage of my paycheck and they match it with a percentage of their own.  Its not a lot I think it averages out to a couple hundred bux, per month but it is "Free Money" and believe me it adds up over time.  I put 15%  off the top of each check into my 401K.  The Beauty of this is that It comes "Off The Top" before they take out taxes so it lowers my tax bracket also.  I really dont miss the money and for the first time in my life I actually have a Respectable Nest-Egg.  highwaym